Resources

First Time Home Buyer Incentives

If you are a First Time Home Buyer, you need to know about all the incentives available to you!
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Mortgage Financing Process

A step by step process to give you clarity of what you can expect. We are always standing by your side!
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How Does Refinancing Work?

A refinance alters the terms and conditions of your existing mortgage – it’s essentially a new mortgage.
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Mortgage Payment Frequencies

Do you ever wonder if how to pay off your mortgage sooner? You can simply change your mortgage payment freiquency.

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Co-Applicant vs Co-Signer vs Guarantor

You might be confused by all these terms but not to worry! Here is a simple explanation of each!

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What is Bridge Financing?

Are you in the process of buying a new home but need extra money to bridge the gap between selling your home and purchasing a new one?

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What is Collateral Mortgage?

When it comes to financing your home purchase, you may come across the term "collateral mortgages

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What Not to Do Between Approval & Closing

Here are 7 key tips to bear in mind during the period between mortgage approval and funding:

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Fixed vs Variable Rate Mortgages

Things to consider when comparing Fixed vs Variable Rate mortgages

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Get Approved Now with Snezhana Todorova Mortgages

Thank you for your interest in Snezhana Todorova Mortgage Team. Please fill out the contact form below and one of our team members will be in touch shortly. We look forward to helping you find the mortgage that fits your needs.

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See What Our Clients Are Saying About Us

I was a first time homebuyer and Snezhana was extremely helpful during my search. She provided me with lots of useful information and was exceptionally responsive whenever I had questions. She was very professional and got me the best rate for my mortgage with excellent terms. The same was true for my renewal. I highly recommend her services.

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Ev Francis

Ev Francis

5 years ago

I really like dealing with Snezhana.. She is patient with me and provides details and information unbeknownst to the average person. Talks to you more like a friend than a mortgage broker. I feel she is always doing what is best for me.

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Tony Scicchitano

Tony Scicchitano

1 month ago

Snezhana, you've been an incredible Mortgage Broker for our clients. I never worry once I connect you and know they are in good hands. Thank you!

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Mary Nacarato

Mary Nacarato

1 month ago

Snezhana has been assisting many of my clients over the years. She is super thorough, knows what is needed to avoid hiccups in the transaction and is great at follow up. What many of my clients like is the comprehensive spreadsheet she provides them with what their monthly costs will be depending on which purchase price they end up buying at. She even runs the numbers again when they have found "the one" so they truly know what they're getting in to. This is super helpful and I've not seen conventional banks offer anywhere near the service that she does.

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Bernadette Dayman

Bernadette Dayman

1 month ago

Snezhana is quite the professional mortage broker! It's been a pleasure working with her and referring my clients to her for the past 10 years. She's trustworthy, patient and thorough and takes the time to listen and understand the needs of my clients and comes back with ideal solutions for them. I would highly recommend Snezhana!

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Taleen Chouljian

Taleen Chouljian

1 month ago

Snezhana is exactly who you want by your side as you navigate acquiring a mortgage and scoping out which lender is the best choice for you. She's highly knowledgeable, very thorough, and extremely patient. We feel very confident that we are getting the best rate and taking the right steps towards our goals. We highly recommend Snazhana's services!

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Audrey Thomas-Ashman

Audrey Thomas-Ashman

3 months ago

Snezhana was excellent in helping us with our new mortgage. Next time I need a mortgage I'll use her services again.

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Alex Massiah

Alex Massiah

3 months ago

Amazing professional, always on top of things. Great communication.

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Julio

Julio

5 months ago

Snezhana was absolutely amazing to work with. We used Snezhana when we were first time home buyers in 2020, and when we decided to move, we knew straight away we wanted to work with her. Snezhana always goes above and beyond, is comprehensive and answers every single question that we may have promptly. She was a pleasure to work with and I could not recommend her enough to future clients.

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Daniella Pericao

Daniella Pericao

6 months ago