Resources

First Time Home Buyer Incentives

If you are a First Time Home Buyer, you need to know about all the incentives available to you!
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Mortgage Financing Process

A step by step process to give you clarity of what you can expect. We are always standing by your side!
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How Does Refinancing Work?

A refinance alters the terms and conditions of your existing mortgage – it’s essentially a new mortgage.
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Mortgage Payment Frequencies

Do you ever wonder if how to pay off your mortgage sooner? You can simply change your mortgage payment freiquency.

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Co-Applicant vs Co-Signer vs Guarantor

You might be confused by all these terms but not to worry! Here is a simple explanation of each!

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What is Bridge Financing?

Are you in the process of buying a new home but need extra money to bridge the gap between selling your home and purchasing a new one?

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What is Collateral Mortgage?

When it comes to financing your home purchase, you may come across the term "collateral mortgages

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What Not to Do Between Approval & Closing

Here are 7 key tips to bear in mind during the period between mortgage approval and funding:

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Get Approved Now with Snezhana Todorova Mortgages

Thank you for your interest in Snezhana Todorova Mortgage Team. Please fill out the contact form below and one of our team members will be in touch shortly. We look forward to helping you find the mortgage that fits your needs.

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See What Our Clients Are Saying About Us

Working with Snezhana was a game changer not only for the rates we get, but also for entire process and our understanding of how money breaks down. I think it is very helpful and insightful, especially for the first time home buyers from a different country who are not aware about all nuances how it is done here. Snezhana goes above and beyond with a daily home-to-home pre-approvals and helps with any money-related questions. She also does not afraid complications that we turns out to have and helps to negotiate everything with a lender on our behalf. Great service, very professional, we are happy clients and do recommend it to everybody!

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Dmitry Gusarov

Dmitry Gusarov

1 month ago

Working with Snezhana was a great experience as a first-time homebuyer. She was incredibly easy to speak to, always responsive, and followed up at every step of the process. What really stood out was her empathy and attention to detail—she took the time to explain everything in depth, even creating a spreadsheet to show me different payment projections based on the mortgage term I chose. With interest rates fluctuating in 2024 due to inflation, Snezhana made sure to address my concerns and kept me informed on the latest trends. Her knowledge and helpful tips along the way were invaluable. She also worked closely with my realtor behind the scenes, ensuring that all necessary information was shared to make the home-buying process as smooth as possible. I highly recommend Snezhana for a seamless and stress-free mortgage shopping experience!

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Alex Wang

Alex Wang

2 months ago

I loved working with Snezhana. She got us a great mortgage offer and made our dream home a reality. She is very kind, honest, and down-to-earth. Snezhana was always available to answer our many questions and made the whole process quick and easy. I would recommend her to anyone.

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Lina Ahmed

Lina Ahmed

3 months ago

Snezhana made the process easy for us as first-time homebuyers. She started by outlining our mortgage budget with helpful spreadsheets and video explanations. From that point on, she was with us every step of the way. She frequently checked in and supported us through every stage, from finalizing our mortgage documents to signing with our lawyer to closing. We felt she truly had our best interests at heart, and she was able to negotiate a better interest rate for us, which we really appreciated.

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Ege Sarikaya

Ege Sarikaya

5 months ago

Highly recommended, punctual, clear, accurate. Introduction starts with video in email and takes you step by step. clear steps with definitions of terms are provided so you dont need to be a master. Starting with preapproval, all the way till securing best rates. After award followup and status check of how everything is going

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Farah Y

Farah Y

5 months ago

Seamless experience working with Snezhana. I didn’t have to worry about a thing and Snezhana handled all the tasks in a timely manner. Would definitely be working with her again in the future

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Swaroop Satyanarayan

Swaroop Satyanarayan

6 months ago

Snezhana was so helpful with our mortgage application. She managed to answer all our questions and explain all the financial terminology to us.

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Moustafa Khalifa

Moustafa Khalifa

6 months ago

I recently had the pleasure of working with Snezhana to secure my mortgage. From start to finish, the process was seamless, thanks to her exceptional service and expertise. She was incredibly helpful, guiding me through every step of the mortgage process with patience and clarity. Also, she was always available to quickly answer my questions The documents were sent through a secure platform, so no personal information was shared via email. The level of customer service provided was outstanding. I definitely recommend her and I would not hesitate to work with her again in the future.

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Alice Machado

Alice Machado

6 months ago

Snezhana is a pleasure to work with! She is very professional, meticulous and knowledgeable. She helped us throughout our home buying journey and was always there to provide timely, good advice. I highly recommend her! She’s the best! Thank you, Snezhana!

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Danceline DSouza

Danceline DSouza

10 months ago