Resources

First Time Home Buyer Incentives

If you are a First Time Home Buyer, you need to know about all the incentives available to you!
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Mortgage Financing Process

A step by step process to give you clarity of what you can expect. We are always standing by your side!
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How Does Refinancing Work?

A refinance alters the terms and conditions of your existing mortgage – it’s essentially a new mortgage.
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Mortgage Payment Frequencies

Do you ever wonder if how to pay off your mortgage sooner? You can simply change your mortgage payment freiquency.

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Co-Applicant vs Co-Signer vs Guarantor

You might be confused by all these terms but not to worry! Here is a simple explanation of each!

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What is Bridge Financing?

Are you in the process of buying a new home but need extra money to bridge the gap between selling your home and purchasing a new one?

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Get Approved Now with Snezhana Todorova Mortgages

Thank you for your interest in Snezhana Todorova Mortgage Team. Please fill out the contact form below and one of our team members will be in touch shortly. We look forward to helping you find the mortgage that fits your needs.

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See What Our Clients Are Saying About Us

Snezhana is a pleasure to work with! She is very professional, meticulous and knowledgeable. She helped us throughout our home buying journey and was always there to provide timely, good advice. I highly recommend her! She’s the best! Thank you, Snezhana!

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Danceline DSouza

Danceline DSouza

a month ago

We recently had the pleasure of working with Snezhana on securing a mortgage, and the experience was nothing short of excellent. From start to finish, Snezhana demonstrated a level of expertise and dedication. She patiently guided us through each step, ensuring we had a clear understanding of the process. One of the standout aspects of Snezhana's service was her commitment to securing the best rates for us. Her follow ups with our mortgage lawyer and proactive approach made the entire journey smooth and stress-free. Overall, Snezhana's exceptional service exceeded our expectations.

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bibin babu

bibin babu

3 months ago

It was a real pleasure working with Snezhana - she is very professional and knowledgeable, and did a great job explaining to us the mortgage process and helping us navigate through it by recording personalized videos to walk us through the different financial models and the options that we had. Her system for uploading documents made it easy to keep track of all the documents required. She was very responsive to any concerns we had, being available even after hours for our questions, and helped address them in a timely manner. We were able to close with no issues at all. We highly recommend working with her!

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Saurabh Shrestha

Saurabh Shrestha

4 months ago

Thank you so much for your excellent service. Your guidance and expertise helped us understand what was the right approach for our family. Although the system is not easy to navigate for people without experience in this field of expertise, you made us feel confident and our deal closed very favorably. Thank you.

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LDV Moraru

LDV Moraru

4 months ago

Snezhana was nothing short of amazing. She guided me throughout the whole process and answered all of my questions. She worked hard to get me the best rates and helped me balance all of my finances. With her guidance, I was able to get a beautiful home and I couldn't be happier. The next time I need any support, I will use her again. Recommending to all of my friends and family!

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Laura Schepp

Laura Schepp

6 months ago

Snezhana was a pleasure to work with - super knowledgeable, and really guided us through everything as first time home buyers. Her system of collecting documents makes everything easy to keep track of, and she did a fabulous job of communicating with our agent and our lawyer, so the closing process was a breeze.

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Emily Houghton

Emily Houghton

6 months ago

Thanks Snezhana for your help from beginning to the end of the mortgage process. There was a time crunch due to the timing of selling my condo and porting my mortgage to the new property but in the end, everything went well. I could have not asked for any better outcome! Thanks again!

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Amos

Amos

7 months ago

Working with Snezhana for our mortgage was the best decision we’ve made. We are new to renewing and looking at new lenders - and she made the process easy for us. She also worked diligently to find us the best rate. She’s very knowledgeable and quick to respond. I would highly recommend working with her!

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Stephanie Femia

Stephanie Femia

7 months ago

We were so blessed to be referred to Snezhana! She worked with us for many months through several offers and was very patient explaining all the nuances of our mortgage. She also helped lock in our rate without us even asking and was very professional and courteous. I could not recommend her more if you want a stress free home buying experience and help getting a great rate. Thank you Snezhana!

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Joe J

Joe J

7 months ago