Resources

First Time Home Buyer Incentives

If you are a First Time Home Buyer, you need to know about all the incentives available to you!
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Mortgage Financing Process

A step by step process to give you clarity of what you can expect. We are always standing by your side!
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How Does Refinancing Work?

A refinance alters the terms and conditions of your existing mortgage – it’s essentially a new mortgage.
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Mortgage Payment Frequencies

Do you ever wonder if how to pay off your mortgage sooner? You can simply change your mortgage payment freiquency.

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Co-Applicant vs Co-Signer vs Guarantor

You might be confused by all these terms but not to worry! Here is a simple explanation of each!

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What is Bridge Financing?

Are you in the process of buying a new home but need extra money to bridge the gap between selling your home and purchasing a new one?

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What is Collateral Mortgage?

When it comes to financing your home purchase, you may come across the term "collateral mortgages

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What Not to Do Between Approval & Closing

Here are 7 key tips to bear in mind during the period between mortgage approval and funding:

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Get Approved Now with Snezhana Todorova Mortgages

Thank you for your interest in Snezhana Todorova Mortgage Team. Please fill out the contact form below and one of our team members will be in touch shortly. We look forward to helping you find the mortgage that fits your needs.

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See What Our Clients Are Saying About Us

I loved working with Snezhana. She got us a great mortgage offer and made our dream home a reality. She is very kind, honest, and down-to-earth. Snezhana was always available to answer our many questions and made the whole process quick and easy. I would recommend her to anyone.

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Lina Ahmed

Lina Ahmed

21 days ago

Snezhana made the process easy for us as first-time homebuyers. She started by outlining our mortgage budget with helpful spreadsheets and video explanations. From that point on, she was with us every step of the way. She frequently checked in and supported us through every stage, from finalizing our mortgage documents to signing with our lawyer to closing. We felt she truly had our best interests at heart, and she was able to negotiate a better interest rate for us, which we really appreciated.

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Ege Sarikaya

Ege Sarikaya

2 months ago

Highly recommended, punctual, clear, accurate. Introduction starts with video in email and takes you step by step. clear steps with definitions of terms are provided so you dont need to be a master. Starting with preapproval, all the way till securing best rates. After award followup and status check of how everything is going

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Farah Y

Farah Y

2 months ago

Seamless experience working with Snezhana. I didn’t have to worry about a thing and Snezhana handled all the tasks in a timely manner. Would definitely be working with her again in the future

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Swaroop Satyanarayan

Swaroop Satyanarayan

3 months ago

Snezhana was so helpful with our mortgage application. She managed to answer all our questions and explain all the financial terminology to us.

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Moustafa Khalifa

Moustafa Khalifa

3 months ago

I recently had the pleasure of working with Snezhana to secure my mortgage. From start to finish, the process was seamless, thanks to her exceptional service and expertise. She was incredibly helpful, guiding me through every step of the mortgage process with patience and clarity. Also, she was always available to quickly answer my questions The documents were sent through a secure platform, so no personal information was shared via email. The level of customer service provided was outstanding. I definitely recommend her and I would not hesitate to work with her again in the future.

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Alice Machado

Alice Machado

4 months ago

Snezhana is a pleasure to work with! She is very professional, meticulous and knowledgeable. She helped us throughout our home buying journey and was always there to provide timely, good advice. I highly recommend her! She’s the best! Thank you, Snezhana!

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Danceline DSouza

Danceline DSouza

8 months ago

We recently had the pleasure of working with Snezhana on securing a mortgage, and the experience was nothing short of excellent. From start to finish, Snezhana demonstrated a level of expertise and dedication. She patiently guided us through each step, ensuring we had a clear understanding of the process. One of the standout aspects of Snezhana's service was her commitment to securing the best rates for us. Her follow ups with our mortgage lawyer and proactive approach made the entire journey smooth and stress-free. Overall, Snezhana's exceptional service exceeded our expectations.

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bibin babu

bibin babu

9 months ago

It was a real pleasure working with Snezhana - she is very professional and knowledgeable, and did a great job explaining to us the mortgage process and helping us navigate through it by recording personalized videos to walk us through the different financial models and the options that we had. Her system for uploading documents made it easy to keep track of all the documents required. She was very responsive to any concerns we had, being available even after hours for our questions, and helped address them in a timely manner. We were able to close with no issues at all. We highly recommend working with her!

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Saurabh Shrestha

Saurabh Shrestha

11 months ago