We will help you to put your best foot forward in the mortgage industry.
When thinking about a mortgage either as a first-time home buyer or an existing homeowner, it can be daunting to think about the mortgage process.
At Snezhana Todorova Mortgage Team, we specialize in helping you learn how to leverage your mortgage debt to build long-term wealth properly.
Being an experienced mortgage broker in and around Toronto, we can help with residential mortgages, mortgages for rental property, self-employed mortgages, and mortgages for those new to Canada.
Our job is not finished when we help you fund your mortgage; it is only the beginning! We will support you through your lifetime of property ownership in Toronto, the GTA, and the surrounding areas.
What does the mortgage process look like?
INITIAL 20 MIN CALL
We get to know you and learn about your plans.
FILL OUT A MORTGAGE APPLICATION AND SEND DOCUMENTS
As soon as you fill out the mortgage application and upload the required documents to our secured online portal, we can start completing the pre-work and underwriting your file
WE FIND YOU THE RIGHT MORTGAGE
We will prepare a lender comparison report outlining the best mortgage for your unique needs and secure your pre-approval.
YOUR MORTGAGE IS APPROVED!
We guide you through the digital signing process, and we work closely with all parties to ensure that it goes as smoothly as can be.
WE STAY BY YOUR SIDE
Our job doesn't end when your mortgage funds; it is only the beginning! We will be with you for the lifespan of your mortgage, helping you map a comfortable mortgage plan - whether that is paying your mortgage sooner or investing in a second property.
Which mortgage service can we help you with?
Mortgage Pre-Approval
The mortgage pre-approval step is one of the most important steps in buying your new home — and we can help you with every part of it!
Mortgages for First Time Home Buyers
Are you a first-time homebuyer? We understand that navigating the mortgage industry can be daunting. As experienced mortgage agents, we will help you navigate these waters.
Mortgages for Rental Properties
Our experienced mortgage agents will help you make an informed decision about the investment property options available to you.
Self Employed Mortgages
Are you self-employed and find it difficult to obtain competitive rates for your mortgage? We can help advise you on the options available to you.
Mortgages for Newcomers to Canada
If you are new to residency in Canada and are looking to arrange financing to achieve your dream of homeownership, we can help!
Renewing/Refinancing Existing Mortgage
Don't just renew your mortgage; renegotiate! We can help you get a potentially better renewal.
Home Equity Lines of Credit
If you have built up a good amount of equity in your property, securing the financing you need may be easier. We can help you navigate this area of finance.
Do You Have Any Questions First?
Please reach out to our team today if you have any questions about our mortgage services.
A personal experience for your property ownership journey.
WE LISTEN
Your mortgage is personal to you and your life. We listen to your needs, hopes, and vision for the future to help guide you in the direction you wish to go.
WE ARE EXPERIENCED.
Being a homeowner and landlord herself, Snezhana has the experience of successfully investing in real estate. We appreciate the sense of overwhelm that can come with it.
WE CARE.
We are in this field because we genuinely care about you and your future - we want you to feel secure and have confidence in investing in your property.