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Welcome! Snezhana Todorova & BRX Mortgage will provide you with the best advice and solutions to make your home ownership dreams a reality. We specialize in making sure you have the right mortgage to suit your needs. From first time buyers to investors, our team is committed to ensuring you get the best deal for your situation. Let us help you secure your home today.

We will help you put your best foot forward in the real estate game plan.

Whether you are a first-time homebuyer or an experienced investor, we understand the complexities of finding the right mortgage loan for your financial objectives. With competitive rates and a wide range of products to choose from, we will work to make the mortgage process as easy and efficient as possible. 

We can help you with residential mortgages, mortgages for rental property, self-employed mortgages, and mortgages for those new to Canada. Our job is not finished when we help you fund your mortgage. It is only the beginning. We will support you through your lifetime of property ownership.

Book a Call

What Does the Mortgage Process Look Like?

At BRX Mortgage, we believe in empowering our clients to make the right mortgage choice.

With our extensive experience and knowledge in the mortgage industry, we are dedicated to giving you the best advice, helping you find the best mortgage product for your individual needs.

With our strong network of lenders, we will find you the best rate and terms available.

Here is what you can expect:

  1. INITIAL 20 MIN CALL - we get to know you and learn about your plans. Book a call HERE
  2. FILL OUT A MORTGAGE APPLICATION AND SEND DOCUMENTS - as soon as you fill out the mortgage application and upload the required documents to our secured online portal, we can start completing the pre-approval and underwriting your mortgage file. 
  3. WE FIND YOU THE RIGHT MORTGAGE - we will prepare a detailed mortgage budget that outlinrd the best mortgage for your unique need and secure your pre-approval.
  4. YOUR MORTGAGE IS APPROVED - we guide you through the digital signing process, and we work closely with all parties (your realtor and lawyer included) to ensure that everything goes as smoothly as it can be.
  5. WE STAND BY YOUR SIDE - our job doesn't end when your mortgage funds. It is only the beginning! We will be with your for the lifespan of your mortgage, helping you map a comformatble mortgage plan - whether that is paying your mortgage sooner or investing or investing in a second property.
Let's Get Started

Mortgage Solutions

Mortgage Pre-Approval

Mortgage Pre-Approval

Don't miss this important step in the mortgage financing process. Find out exactly how much you can afford.
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First Time Home Buyer

First Time Home Buyer

Navigating the complex waters of securing a mortgage can be a daunting experience. We can help every step of the way.
More info
Rental Property Loans

Rental Property Loans

We will help you secure the best deal with the most competitive rates from a wide range of lenders for your rental property.
More info
Mortgages For Self-Employed

Mortgages For Self-Employed

Being self-employed doesn't mean you should be limited or restricted from the appreciating and tax-efficient growth of Canada's real estate market.
More Info
Mortgages for New to Canada

Mortgages for New to Canada

Are you a new immigrant and looking to arrange financing and achieve the dream of home ownership? We are here to help!
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Mortgage Renewal/Refinance

Mortgage Renewal/Refinance

If you want to lower your monthly mortgage payment, pay off high-interest credit cards, consolidate debt, or lock in a lower interest rate?
More Info

Let's Explore Your Options

Hi there! I'm Snezhana Todorova and I'm a licensed Mortgage Broker with BRX Mortgage.

I've been in the mortgage industry for over 10 yr now. As a full-time mortgage agent, I am passionate about helping my clients save time and money when financing real estate.

I purchased my first property back in 2008, and since then, I have been able to leverage our equity to invest in more real estate. I can help you do exactly the same!

As a homeowner and a landlord myself, I understand that the mortgage process can be a bit overwhelming and stressful at times. I am here to listen and guide you in the right direction.

My team and I specialize in providing our clients with the best mortgage solutions for their individual needs. 

We understand that the process of obtaining a mortgage can be overwhelming and confusing, so we strive to make it as stress-free and straightforward as possible.

We take pride in providing our clients with the knowledge and options they need to make informed decisions about their mortgage. We look forward to helping you achieve your financial goals and dreams.

Get in Touch

We are excited to provide you with quality and comprehensive mortgage services. Please fill out the contact form below to get started. Our team is always available to answer your questions and provide you with the support you need.

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Check Out What Our Clients Are Saying About Us

I recently had the pleasure of working with Snezhana to secure my mortgage. From start to finish, the process was seamless, thanks to her exceptional service and expertise. She was incredibly helpful, guiding me through every step of the mortgage process with patience and clarity. Also, she was always available to quickly answer my questions The documents were sent through a secure platform, so no personal information was shared via email. The level of customer service provided was outstanding. I definitely recommend her and I would not hesitate to work with her again in the future.

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Alice Machado

Alice Machado

6 days ago

Snezhana is a pleasure to work with! She is very professional, meticulous and knowledgeable. She helped us throughout our home buying journey and was always there to provide timely, good advice. I highly recommend her! She’s the best! Thank you, Snezhana!

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Danceline DSouza

Danceline DSouza

a month ago

We recently had the pleasure of working with Snezhana on securing a mortgage, and the experience was nothing short of excellent. From start to finish, Snezhana demonstrated a level of expertise and dedication. She patiently guided us through each step, ensuring we had a clear understanding of the process. One of the standout aspects of Snezhana's service was her commitment to securing the best rates for us. Her follow ups with our mortgage lawyer and proactive approach made the entire journey smooth and stress-free. Overall, Snezhana's exceptional service exceeded our expectations.

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bibin babu

bibin babu

3 months ago

It was a real pleasure working with Snezhana - she is very professional and knowledgeable, and did a great job explaining to us the mortgage process and helping us navigate through it by recording personalized videos to walk us through the different financial models and the options that we had. Her system for uploading documents made it easy to keep track of all the documents required. She was very responsive to any concerns we had, being available even after hours for our questions, and helped address them in a timely manner. We were able to close with no issues at all. We highly recommend working with her!

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Saurabh Shrestha

Saurabh Shrestha

4 months ago

Thank you so much for your excellent service. Your guidance and expertise helped us understand what was the right approach for our family. Although the system is not easy to navigate for people without experience in this field of expertise, you made us feel confident and our deal closed very favorably. Thank you.

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LDV Moraru

LDV Moraru

4 months ago

Snezhana was nothing short of amazing. She guided me throughout the whole process and answered all of my questions. She worked hard to get me the best rates and helped me balance all of my finances. With her guidance, I was able to get a beautiful home and I couldn't be happier. The next time I need any support, I will use her again. Recommending to all of my friends and family!

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Laura Schepp

Laura Schepp

6 months ago

Snezhana was a pleasure to work with - super knowledgeable, and really guided us through everything as first time home buyers. Her system of collecting documents makes everything easy to keep track of, and she did a fabulous job of communicating with our agent and our lawyer, so the closing process was a breeze.

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Emily Houghton

Emily Houghton

6 months ago

Thanks Snezhana for your help from beginning to the end of the mortgage process. There was a time crunch due to the timing of selling my condo and porting my mortgage to the new property but in the end, everything went well. I could have not asked for any better outcome! Thanks again!

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Amos

Amos

7 months ago

Working with Snezhana for our mortgage was the best decision we’ve made. We are new to renewing and looking at new lenders - and she made the process easy for us. She also worked diligently to find us the best rate. She’s very knowledgeable and quick to respond. I would highly recommend working with her!

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Stephanie Femia

Stephanie Femia

7 months ago

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