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Welcome! Snezhana Todorova & BRX Mortgage will provide you with the best advice and solutions to make your home ownership dreams a reality. We specialize in making sure you have the right mortgage to suit your needs. From first time buyers to investors, our team is committed to ensuring you get the best deal for your situation. Let us help you secure your home today.

We will help you put your best foot forward in the real estate game plan.

Whether you are a first-time homebuyer or an experienced investor, we understand the complexities of finding the right mortgage loan for your financial objectives. With competitive rates and a wide range of products to choose from, we will work to make the mortgage process as easy and efficient as possible. 

We can help you with residential mortgages, mortgages for rental property, self-employed mortgages, and mortgages for those new to Canada. Our job is not finished when we help you fund your mortgage. It is only the beginning. We will support you through your lifetime of property ownership.

Book a Call

What Does the Mortgage Process Look Like?

At BRX Mortgage, we believe in empowering our clients to make the right mortgage choice.

With our extensive experience and knowledge in the mortgage industry, we are dedicated to giving you the best advice, helping you find the best mortgage product for your individual needs.

With our strong network of lenders, we will find you the best rate and terms available.

Here is what you can expect:

  1. INITIAL 20 MIN CALL - we get to know you and learn about your plans. Book a call HERE
  2. FILL OUT A MORTGAGE APPLICATION AND SEND DOCUMENTS - as soon as you fill out the mortgage application and upload the required documents to our secured online portal, we can start completing the pre-approval and underwriting your mortgage file. 
  3. WE FIND YOU THE RIGHT MORTGAGE - we will prepare a detailed mortgage budget that outlinrd the best mortgage for your unique need and secure your pre-approval.
  4. YOUR MORTGAGE IS APPROVED - we guide you through the digital signing process, and we work closely with all parties (your realtor and lawyer included) to ensure that everything goes as smoothly as it can be.
  5. WE STAND BY YOUR SIDE - our job doesn't end when your mortgage funds. It is only the beginning! We will be with your for the lifespan of your mortgage, helping you map a comformatble mortgage plan - whether that is paying your mortgage sooner or investing or investing in a second property.
Let's Get Started

Mortgage Solutions

Mortgage Pre-Approval

Mortgage Pre-Approval

Don't miss this important step in the mortgage financing process. Find out exactly how much you can afford.
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First Time Home Buyer

First Time Home Buyer

Navigating the complex waters of securing a mortgage can be a daunting experience. We can help every step of the way.
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Rental Property Loans

Rental Property Loans

We will help you secure the best deal with the most competitive rates from a wide range of lenders for your rental property.
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Mortgages For Self-Employed

Mortgages For Self-Employed

Being self-employed doesn't mean you should be limited or restricted from the appreciating and tax-efficient growth of Canada's real estate market.
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Mortgages for New to Canada

Mortgages for New to Canada

Are you a new immigrant and looking to arrange financing and achieve the dream of home ownership? We are here to help!
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Mortgage Renewal/Refinance

Mortgage Renewal/Refinance

If you want to lower your monthly mortgage payment, pay off high-interest credit cards, consolidate debt, or lock in a lower interest rate?
More Info

Let's Explore Your Options

Hi there! I'm Snezhana Todorova and I'm a licensed Mortgage Broker with BRX Mortgage.

I've been in the mortgage industry for over 10 yr now. As a full-time mortgage agent, I am passionate about helping my clients save time and money when financing real estate.

I purchased my first property back in 2008, and since then, I have been able to leverage our equity to invest in more real estate. I can help you do exactly the same!

As a homeowner and a landlord myself, I understand that the mortgage process can be a bit overwhelming and stressful at times. I am here to listen and guide you in the right direction.

My team and I specialize in providing our clients with the best mortgage solutions for their individual needs. 

We understand that the process of obtaining a mortgage can be overwhelming and confusing, so we strive to make it as stress-free and straightforward as possible.

We take pride in providing our clients with the knowledge and options they need to make informed decisions about their mortgage. We look forward to helping you achieve your financial goals and dreams.

Get in Touch

We are excited to provide you with quality and comprehensive mortgage services. Please fill out the contact form below to get started. Our team is always available to answer your questions and provide you with the support you need.

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Check Out What Our Clients Are Saying About Us

Working with Snezhana was a game changer not only for the rates we get, but also for entire process and our understanding of how money breaks down. I think it is very helpful and insightful, especially for the first time home buyers from a different country who are not aware about all nuances how it is done here. Snezhana goes above and beyond with a daily home-to-home pre-approvals and helps with any money-related questions. She also does not afraid complications that we turns out to have and helps to negotiate everything with a lender on our behalf. Great service, very professional, we are happy clients and do recommend it to everybody!

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Dmitry Gusarov

Dmitry Gusarov

6 days ago

Working with Snezhana was a great experience as a first-time homebuyer. She was incredibly easy to speak to, always responsive, and followed up at every step of the process. What really stood out was her empathy and attention to detail—she took the time to explain everything in depth, even creating a spreadsheet to show me different payment projections based on the mortgage term I chose. With interest rates fluctuating in 2024 due to inflation, Snezhana made sure to address my concerns and kept me informed on the latest trends. Her knowledge and helpful tips along the way were invaluable. She also worked closely with my realtor behind the scenes, ensuring that all necessary information was shared to make the home-buying process as smooth as possible. I highly recommend Snezhana for a seamless and stress-free mortgage shopping experience!

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Alex Wang

Alex Wang

23 days ago

I loved working with Snezhana. She got us a great mortgage offer and made our dream home a reality. She is very kind, honest, and down-to-earth. Snezhana was always available to answer our many questions and made the whole process quick and easy. I would recommend her to anyone.

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Lina Ahmed

Lina Ahmed

1 month ago

Snezhana made the process easy for us as first-time homebuyers. She started by outlining our mortgage budget with helpful spreadsheets and video explanations. From that point on, she was with us every step of the way. She frequently checked in and supported us through every stage, from finalizing our mortgage documents to signing with our lawyer to closing. We felt she truly had our best interests at heart, and she was able to negotiate a better interest rate for us, which we really appreciated.

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Ege Sarikaya

Ege Sarikaya

3 months ago

Highly recommended, punctual, clear, accurate. Introduction starts with video in email and takes you step by step. clear steps with definitions of terms are provided so you dont need to be a master. Starting with preapproval, all the way till securing best rates. After award followup and status check of how everything is going

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Farah Y

Farah Y

4 months ago

Seamless experience working with Snezhana. I didn’t have to worry about a thing and Snezhana handled all the tasks in a timely manner. Would definitely be working with her again in the future

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Swaroop Satyanarayan

Swaroop Satyanarayan

4 months ago

Snezhana was so helpful with our mortgage application. She managed to answer all our questions and explain all the financial terminology to us.

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Moustafa Khalifa

Moustafa Khalifa

4 months ago

I recently had the pleasure of working with Snezhana to secure my mortgage. From start to finish, the process was seamless, thanks to her exceptional service and expertise. She was incredibly helpful, guiding me through every step of the mortgage process with patience and clarity. Also, she was always available to quickly answer my questions The documents were sent through a secure platform, so no personal information was shared via email. The level of customer service provided was outstanding. I definitely recommend her and I would not hesitate to work with her again in the future.

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Alice Machado

Alice Machado

5 months ago

Snezhana is a pleasure to work with! She is very professional, meticulous and knowledgeable. She helped us throughout our home buying journey and was always there to provide timely, good advice. I highly recommend her! She’s the best! Thank you, Snezhana!

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Danceline DSouza

Danceline DSouza

9 months ago

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