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<h3>Mortgages for First Time Home Buyers:</h3>
For the first-time homebuyer, navigating the complex waters of securing a mortgage can be a daunting experience. As an experienced mortgage agent, I understand what an exciting time it is for you. But I also understand that buying a home can be a complicated and confusing process. 
That’s why I work with you every step of the way. And my services are free to you since we get paid by the lender we choose to work with.
From my experience with first time home buyers, I have found that people shopping for a mortgage are often unaware of some real risks that are associated with obtaining a mortgage. I intend to thoroughly educate you about different mortgage strategies and relevant information to protect against these risks. 
When discussing your mortgage options I will go into even more detail to explain the wisdom of my structured mortgage plan vs. no plan or strategy from others.
I love nothing more than helping responsible first-time buyers like you experience the benefits of home ownership.

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Here are the questions that I will be able to answer:
<ul>
<li> How Much Can I Truly Afford? </li>
<li> How Much of a Down Payment Do I Need? </li>
<li> What Are Eligible Sources of Down Payment?</li>
<li> Which Mortgage Product is Best?</li>
<li> Do I need a Mortgage Strategy?</li>
<li> How Much are Closing Costs?</li>
<li> What are the First Time Home Buyer incentives?</li>
</ul>
I will walk you patiently through your options, work through all of your questions and concerns, and provide you with the information you need to choose the right mortgage for you. Of course, needless to say, I will be able to secure the best mortgage rate that you can qualify for.
For more information about my services or to apply for a first time home buyer mortgage, <a href="https://calendly.com/snezhana" target="_blank">Book a call Here</a><a href="https://calendly.com/snezhana" target="_blank">.</a> 
If you are ready to start right away - click the botton below.
We look forward to assisting you in achieving your financial and home ownership goals!

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<h3 style="white-space: pre-line;">Contact Snezhana Todorova Mortgages Today!</h3>
Thank you for visiting Snezhana Todorova Mortgage Team. Please fill out the form below and we'll be in touch soon. We look forward to helping you find the best mortgage solution for your needs.